The most common problem reported with background searches involves mixed files<\/strong>. While this is more likely for people with common names, anyone can find that their personal information is mistakenly combined with someone else\u2019s.<\/p>\n\n\n\n The Fair Credit Reporting Act (FCRA)<\/strong> requires credit reporting agencies like TransUnion, Equifax, and Experian to use the maximum possible accuracy<\/em> when reporting credit history and activity. This law also obligates them to conduct a reasonable investigation when a consumer disputes an inaccuracy.<\/p>\n\n\n\n If incorrect information appears on a background report and the consumer notifies the reporting bureau, the bureau must investigate free of charge. The agency must then report back the results, and if the information is corrected, they must offer to send an updated report to any person or company that recently received the inaccurate version. If they fail to do so\u2014or ignore your request\u2014you may have the right to recover losses.<\/p>\n\n\n\n Being linked to another person\u2019s credit history or background can be devastating, costing you job opportunities, housing, or financial credibility. The attorneys at Swift Law PLLC<\/strong> can help you:<\/p>\n\n\n\n Swift Law PLLC is dedicated to ensuring that civil rights are not ignored. Our attorneys will work diligently and passionately on your behalf to protect your good name and your future.<\/p>\n\n\n\n Contact Swift Law PLLC<\/strong> for a free consultation by calling (727) 490-9919<\/strong> or by filling out the free Case Evaluation Form<\/strong> on this page.<\/p>\n","protected":false},"excerpt":{"rendered":" Mixed File The most common problem reported with background searches involves mixed files. While this is more likely for people with common names, anyone can find that their personal information is mistakenly combined with someone else\u2019s. The Fair Credit Reporting Act (FCRA) requires credit reporting agencies like TransUnion, Equifax, and Experian to use the maximum possible accuracy when reporting credit […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":154,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-126","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/epicdevsite.info\/2026-SwiftLaw\/wp-json\/wp\/v2\/pages\/126","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/epicdevsite.info\/2026-SwiftLaw\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/epicdevsite.info\/2026-SwiftLaw\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/epicdevsite.info\/2026-SwiftLaw\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/epicdevsite.info\/2026-SwiftLaw\/wp-json\/wp\/v2\/comments?post=126"}],"version-history":[{"count":2,"href":"https:\/\/epicdevsite.info\/2026-SwiftLaw\/wp-json\/wp\/v2\/pages\/126\/revisions"}],"predecessor-version":[{"id":177,"href":"https:\/\/epicdevsite.info\/2026-SwiftLaw\/wp-json\/wp\/v2\/pages\/126\/revisions\/177"}],"up":[{"embeddable":true,"href":"https:\/\/epicdevsite.info\/2026-SwiftLaw\/wp-json\/wp\/v2\/pages\/154"}],"wp:attachment":[{"href":"https:\/\/epicdevsite.info\/2026-SwiftLaw\/wp-json\/wp\/v2\/media?parent=126"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}How Swift Law Can Help with Mixed File Issues<\/h3>\n\n\n\n
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St. Petersburg Lawyers Standing By<\/h3>\n\n\n\n