{"id":981,"date":"2018-09-09T11:58:00","date_gmt":"2018-09-09T11:58:00","guid":{"rendered":"https:\/\/epicdevsite.info\/2023-EdwardLeeLaw\/?p=981"},"modified":"2023-10-30T12:00:21","modified_gmt":"2023-10-30T12:00:21","slug":"common-types-of-insurance-broker-malpractice","status":"publish","type":"post","link":"https:\/\/epicdevsite.info\/2023-EdwardLeeLaw\/common-types-of-insurance-broker-malpractice\/","title":{"rendered":"Common Types of Insurance Broker Malpractice"},"content":{"rendered":"\n<h3 class=\"wp-block-heading\">Protecting Yourself against Wrongful Conduct by an Insurance Professional<\/h3>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"alignright size-full\"><img decoding=\"async\" width=\"300\" height=\"200\" data-src=\"https:\/\/epicdevsite.info\/2023-EdwardLeeLaw\/wp-content\/uploads\/2023\/10\/Insurance-Broker-Malpractice-300x200-1.jpeg\" alt=\"\" class=\"wp-image-982 lazyload\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 300px; --smush-placeholder-aspect-ratio: 300\/200;\" \/><\/figure><\/div>\n\n\n<p>If you\u2019re like most people, when it comes to insurance, you have a basic understanding of the concept\u2014you\u2019re paying a premium, based on an assessment of the amount of risk you pose, so that you\u2019ll have coverage in the event of a loss. Beyond that, you trust the agent or broker to handle the details, so that you have the type of protection you need at a reasonable cost. Unfortunately, there are insurance brokers who engage in wrongful conduct, either intentionally or carelessly. Here are some of the ways you can be victimized by&nbsp;<a href=\"https:\/\/www.edwardleelaw.com\/personal-injury\/insurance-broker-malpractice\/\">insurance broker malpractice<\/a>:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The agent\/broker inaccurately states what coverage is provided by the policy \u2014 The broker may assure you that there\u2019s coverage for certain losses, when, in fact, the policy does not reimburse you or cover those types of losses<\/li>\n\n\n\n<li>The broker fails to obtain the coverage you requested \u2014 You may have completed the application and even written a check, but the application never got submitted to the insurance company<\/li>\n\n\n\n<li>The broker fails to notify you that a policy has changed or has been prematurely cancelled \u2014 It\u2019s not uncommon for an insurer to prematurely cancel a policy\u2014maybe you were in an accident and it changed your risk profile. The insurer must notify you if the policy will be changed or terminated before the end of the policy date.<\/li>\n\n\n\n<li>The broker fails to tell you about financial problems the company is experiencing \u2014 The broker must disclose knowledge of any issue that might affect the insurance company\u2019s ability to pay a claim<\/li>\n\n\n\n<li>The broker fails to submit a legitimate claim \u2014 When you notify the broker of a valid claim, the broker must take all necessary action to ensure that your claim is submitted to the insurer.<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Protecting Yourself against Wrongful Conduct by an Insurance Professional If you\u2019re like most people, when it comes to insurance, you have a basic understanding of the concept\u2014you\u2019re paying a premium, based on an assessment of the amount of risk you pose, so that you\u2019ll have coverage in the event of a loss. Beyond that, you [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":982,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[15],"tags":[],"class_list":["post-981","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-insurance-broker-malpractice"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.3.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Common Types of Insurance Broker Malpractice | Lee Law Firm, LLC<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Common Types of Insurance Broker Malpractice | Lee Law Firm, LLC\" \/>\n<meta property=\"og:description\" content=\"Protecting Yourself against Wrongful Conduct by an Insurance Professional If you\u2019re like most people, when it comes to insurance, you have a basic understanding of the concept\u2014you\u2019re paying a premium, based on an assessment of the amount of risk you pose, so that you\u2019ll have coverage in the event of a loss. Beyond that, you [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/epicdevsite.info\/2023-EdwardLeeLaw\/common-types-of-insurance-broker-malpractice\/\" \/>\n<meta property=\"og:site_name\" content=\"Lee Law Firm, LLC\" \/>\n<meta property=\"article:published_time\" content=\"2018-09-09T11:58:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-10-30T12:00:21+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/epicdevsite.info\/2023-EdwardLeeLaw\/wp-content\/uploads\/2023\/10\/Insurance-Broker-Malpractice-300x200-1.jpeg\" \/>\n\t<meta property=\"og:image:width\" content=\"300\" \/>\n\t<meta property=\"og:image:height\" content=\"200\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Lee Law Firm , LLC\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Lee Law Firm , LLC\" 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