{"id":744,"date":"2021-03-18T13:47:00","date_gmt":"2021-03-18T13:47:00","guid":{"rendered":"https:\/\/epicdevsite.info\/2023-EdwardLeeLaw\/?p=744"},"modified":"2023-10-26T13:47:17","modified_gmt":"2023-10-26T13:47:17","slug":"insurance-broker-malpractice-2","status":"publish","type":"post","link":"https:\/\/epicdevsite.info\/2023-EdwardLeeLaw\/insurance-broker-malpractice-2\/","title":{"rendered":"Insurance Broker Malpractice"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\">Is There a Difference between an Insurance Broker and an Insurance Agent?<\/h2>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"alignright size-full\"><img decoding=\"async\" width=\"768\" height=\"438\" data-src=\"https:\/\/epicdevsite.info\/2023-EdwardLeeLaw\/wp-content\/uploads\/2023\/10\/insurance-broker-malpractice-768x438-1.jpeg\" alt=\"\" class=\"wp-image-745 lazyload\" data-srcset=\"https:\/\/epicdevsite.info\/2023-EdwardLeeLaw\/wp-content\/uploads\/2023\/10\/insurance-broker-malpractice-768x438-1.jpeg 768w, https:\/\/epicdevsite.info\/2023-EdwardLeeLaw\/wp-content\/uploads\/2023\/10\/insurance-broker-malpractice-768x438-1-300x171.jpeg 300w\" data-sizes=\"(max-width: 768px) 100vw, 768px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 768px; --smush-placeholder-aspect-ratio: 768\/438;\" \/><\/figure><\/div>\n\n\n<p>When you\u2019re looking to manage risk with an insurance policy, whether for an automobile, home, or other property, you have options regarding where to shop. You can use an&nbsp;<a href=\"https:\/\/www.edwardleelaw.com\/personal-injury\/insurance-broker-malpractice\/\">insurance<\/a>&nbsp;agent or broker, or you can purchase directly from an insurance company. There\u2019s a common misperception, though, that the terms \u201cinsurance agent\u201d and \u201cinsurance broker\u201d are interchangeable\u2014they are not. Brokers and agents have different legal duties, which can have an impact on your ability to recover damages should some type of malpractice or negligence occurs.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">The Differences Between an Insurance Broker and an Insurance Agent<\/h3>\n\n\n\n<p>The legal terms \u201cagent\u201d and \u201cbroker\u201d have distinct meanings that impact who can be liable for wrongdoing involving an insurance policy. A person acting as an \u201cagent\u201d is a representative of a specific insurance company and acts on behalf of the insurer. Actions of the agent are considered binding on the insurance company. Additionally, any wrongful acts by the agent, including negligence, can be held against the insurance company. It\u2019s not uncommon, with insurance agent malpractice, for courts to \u201crewrite\u201d a policy to include coverage that the insured reasonably believed was being provided based on statements by the agent.<\/p>\n\n\n\n<p>A \u201cbroker\u201d represents a number of insurance companies but is held to act on behalf of the policyholder or insured. If there are allegations of wrongdoing by a broker, the insurance companies represented do not typically have legal responsibility.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Is There a Difference between an Insurance Broker and an Insurance Agent? When you\u2019re looking to manage risk with an insurance policy, whether for an automobile, home, or other property, you have options regarding where to shop. You can use an&nbsp;insurance&nbsp;agent or broker, or you can purchase directly from an insurance company. There\u2019s a common [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":745,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[15],"tags":[],"class_list":["post-744","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-insurance-broker-malpractice"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.3.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Insurance Broker Malpractice | Lee Law Firm, LLC<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Insurance Broker Malpractice | Lee Law Firm, LLC\" \/>\n<meta property=\"og:description\" content=\"Is There a Difference between an Insurance Broker and an Insurance Agent? When you\u2019re looking to manage risk with an insurance policy, whether for an automobile, home, or other property, you have options regarding where to shop. You can use an&nbsp;insurance&nbsp;agent or broker, or you can purchase directly from an insurance company. There\u2019s a common [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/epicdevsite.info\/2023-EdwardLeeLaw\/insurance-broker-malpractice-2\/\" \/>\n<meta property=\"og:site_name\" content=\"Lee Law Firm, LLC\" \/>\n<meta property=\"article:published_time\" content=\"2021-03-18T13:47:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-10-26T13:47:17+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/epicdevsite.info\/2023-EdwardLeeLaw\/wp-content\/uploads\/2023\/10\/insurance-broker-malpractice-768x438-1.jpeg\" \/>\n\t<meta property=\"og:image:width\" content=\"768\" \/>\n\t<meta property=\"og:image:height\" content=\"438\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Lee Law Firm , LLC\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Lee Law Firm , LLC\" \/>\n\t<meta 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